Terms & Conditions

A cookie is a piece of information stored on the hard drive of a computer by a web server to enhance and simplify a website user's experience by identifying a user if they have previously accessed that website. Cookies are commonly used on the Internet and cannot harm a user's computer system.

The cookies used on this site do not include any information that others could read and understand about you such as your name or any account or policy number. They contain no personal information about you.

You may set your browser to decline cookies, however; this site will not work if you do so.